+977-011-662275 info@womimfi.com.np

Loan Products


This loan will be disbursed to the extent specified by the financial institution on the recommendation of the group and the concerned staff for any income generating project which will generate immediate income to any member belonging to the group except as prohibited by law. The interest rate on this loan is 15% and the service charge is 1.5%.

This loan allows any member of the financial institution to purchase seeds, fertilizers, pesticides for agricultural production purposes on the recommendation of the group and related staff as well as to conduct seasonal business / business according to the skill and ability of the customer member. , To buy a vehicle, to buy a computer, marriage purpose and to pay for school fees or other fees for children. The interest rate on this loan is 15% and the service fee is 1.5%.

Discipline loan will be provided based on the disciplinary record in the case of the customer member to be invested. The annual disciplinary record of the member requesting such loan should be as prescribed by the financial institution or the member who does not have any record will be accepted. Members who have paid regular installments for at least 12 months with the first Normal loan will be considered eligible for this loan. The interest rate on this loan is 15% and the service fee is 1.5%.
This loan is given to the customer member who has consumed any loan of the financial institution for 1 year. This loan is disbursed for member's house construction, house maintenance. The interest rate on this loan is 15% and the service charge is 1.5%.
This loan will be disbursed to any member affiliated with the financial institution. This loan is provided for the purchase of fixed assets or working capital required by the member to operate the project. Or provided for both purposes. According to the criteria of micro enterprise loan of the financial institution, the loan is provided to the members after completing the procedures. The interest rate on this loan is 15% and the service fee is 1.5%.
Personal loan can be given to permanent residents who do not belong to the group but are within the jurisdiction of the branch. This loan is invested in the project-based business. The loan is invested only on the condition that it is fully utilized. The interest rate on this loan is 15% and the service charge is 1.5%.
Energy loan can be disbursed by any customer member of the financial institution on the recommendation of the group for construction of Gobar Gas, Solar, Sudhariyeko chulo, Panighatta, Solar Tuki and other energy purposes. Energy loan can be disbursed on the basis of loan repayment period and loan discipline of the concerned customer member with or without collateral. The interest rate on this loan is 14% and the service charge is 1.5%.
Except as prohibited by law, the loan may be disbursed to any customer member affiliated with the financial institution in case of destruction of the member's house, land, productive property or income generating business or in case of necessary emergency. The loan can be disbursed even if the member is using other loans. The interest rate on this loan is 15% and the service charge is 1.5%.
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